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Save and Smile

Assurance Save and Smile Account

A smart and rewarding way to grow your savings with ease and security!

The Save and Smile Account by Assurance Microfinance is a tailored savings account designed to help you achieve financial success while enjoying high-interest returns. Whether you’re saving for a future project or simply want to build a financial cushion, this account ensures that your money grows consistently with added benefits.

Benefits of the Assurance Save and Smile Account

  1. Benefits

    1. Affordable Savings Plan:
      • With the low minimum opening deposit of ₦5,000, starting your savings journey is easy and affordable for everyone. This encourages saving, no matter how small your initial capital may be.
    2. Rewarding Interest Rate:
      • With an attractive 8.3% interest rate, your money works harder for you, growing steadily as you save. This allows you to accumulate wealth while working towards your financial goals.
    3. Discipline and Encouragement:
      • The unique Savings Streak Policy is designed to promote disciplined savings behavior. By ensuring you consistently save without withdrawing, you are rewarded with interest at the end of each month.
    4. Easy Access to Funds:
      • In times of need, you can easily access your money with a minimum withdrawal amount of just ₦1,000. No lengthy processes or high withdrawal limits – your savings are always available.
    5. Security and Reliability:
      • Your savings are safe with Assurance Microfinance. We provide a secure environment to grow your money, backed by years of financial expertise and customer satisfaction.
    6. Convenient Management:
      • With digital channels and in-branch services available, managing your Save and Smile account is easy. Track your savings, schedule contributions, and make withdrawals with our user-friendly tools.
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Key Features

  1. Low Initial Deposit:
    • You can open the Save and Smile account with a minimum deposit of just ₦5,000. This makes it accessible to everyone, regardless of income level.
  2. Flexible Minimum Withdrawals:
    • Withdraw your money anytime with a minimum withdrawal of ₦1,000, giving you access to your funds when needed without hefty restrictions.
  3. High-Interest Rate:
    • Earn an impressive 8.3% interest rate on your deposits. This competitive rate allows you to maximize the growth of your savings over time.
  4. Savings Streak Policy:
    • You will earn interest only if you maintain a continuous saving streak. If you withdraw any amount in a month, you won’t earn interest for that month. This encourages regular saving habits, allowing you to make the most out of your interest earnings.
  5. Convenient Access:
    • Manage your account with ease through our mobile banking platform, branch access, and online tools. Monitor your savings anytime, anywhere.

To open an Assurance Current Account, you need the following:

    1. Completed Account Opening Form Visit our branch or website to download and complete the form.
    2. One Recent Clear Passport Photograph A clear passport photograph of the account signatory.
    3. Identification Documents Provide any of the following:
      • Driver’s License
      • International Passport
      • National Identity Card
      • Voter’s Card
    4. Proof of Residence A recent public utility bill dated within the last three months (e.g., PHCN bill, water bill, rent receipt, or telephone bill).
    5. Two Independent and Satisfactory References Submit references from individuals with operational bank accounts.
    6. Bank Verification Number (BVN) and National Identification Number (NIN) Provide your BVN and NIN to meet regulatory requirements.
    7. Option to Open a Domiciliary Account You can also open a domiciliary account using the same documents for foreign currency transactions.
Open An Account

Assurance Website

Manage your account, transfer funds, and access banking services via our secure online platform.

Assurance Direct Call – 24/7 Telephone Banking

Access your account anytime through our 24-hour call center for inquiries, transfers, and account management.

In-Branch Banking

Visit any of our Assurance branches across Nigeria for personalized banking services.

Who can open?

How to Open an Assurance Current Account

  1. Step 1: Complete the Application Visit our website to complete the online account application or download the form to submit at any branch.
  2. Step 2: Submit the Required Documents Submit the required documents, including identification and proof of residence, at the nearest branch.
  3. Step 3: Make an Initial Deposit Deposit the minimum ₦5,000 to activate your Assurance Current Account.
  4. Step 4: Start Enjoying Full Access Once your account is activated, enjoy the convenience of 24/7 banking with Assurance’s wide range of services.

Saving Goals

Emergency Savings

An Emergency Savings fund is a dedicated financial cushion designed to cover unexpected expenses, such as medical emergencies, car repairs, or sudden job loss. It helps protect against financial instability during unforeseen circumstances, offering peace of mind by ensuring you have readily accessible funds when life’s uncertainties arise.

Giving and Gifts Fund

A House Fund is a savings account specifically allocated for home-related expenses. Whether you’re saving for a down payment on a house, home improvements, or routine maintenance, this fund helps you plan for significant purchases or repairs, ensuring you’re prepared for both planned and unplanned housing costs.

House Needs

Giving and Gift Funds are savings set aside for charitable donations, gifts to loved ones, or special occasions like birthdays, weddings, or holidays. By planning ahead and saving in this fund, you can make meaningful contributions and give gifts without straining your budget, ensuring generosity without financial stress.

Rates

FEES

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Visit our website to complete the online account application or download the form to submit at any branch.

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GIVE US A CALL

If you have any questions or need assistance, feel free to reach out to us via:

070 2554 2269, 090 6254 7211, +234 707 132 3640

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At Assurance Microfinance Corporation, we believe in the power of focused saving to achieve financial goals. Our “Saving Goal. One Account. One Result.” approach simplifies and streamlines your journey to financial success.

Luxury Block 1, Section 1, Garki International Market Garki, Abuja FCT

07046885640, 08100311436,

Copyright 2023 | Assurance Finance Company At Assurance Microfinance Corporation, we believe in the power of focused saving to achieve financial goals. Our “Saving Goal. One Account. One Result.” approach simplifies and streamlines your journey to financial success.

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